From the point of view of a lending bank, the only “terms” in the standard model services are simply the fact of providing A-rated tangible monetary assets of guaranteed face value to lenders. All lenders worldwide fund on those “terms”.
The only thing different about the model of services is that the bank who is the provider of services will precisely calculate the correct amount of collateral to provide, covering 100% of principal plus the cost of leveraged collateral procurement, so the collateral is paid from the loan. This effectively transforms what the client thought was a “project loan”, into something the bank recognizes as an “asset based loan”, which is much easier to obtain. All lenders favor asset loans over “project” loans.